How much do I need to borrow?
This is a very commonly asked question and I answer our clients with the following.
Firstly what can you afford without being over extended?
What size home and design are you looking for? 

The size and design of your home will need to fit within your budget so your budget will dictate as to your home options.
If you’re looking for a home and land package this will give you more flexibility with pricing by adjusting your size of land or location can significantly alter your package price.
If you already have land then the design of your home and size will need to be designed to suit you.
Mortgage stress is a major cause of relationship troubles so I strongly recommend not over extending your financial limits.